Do You Rent In Elkhart? If So, Read This...

6/13/2021 (Permalink)

Do you rent an apartment or home in Elkhart? Do you have renters insurance? Do you have enough coverage to cover all your belongings in the event of a fire or flood? 

SERVPRO of North Elkhart County asks these questions based on our experience working with renters to handle their belongings after a loss. Most people are unaware of the amount of coverage they may need and how often to re-evaluate their coverage as time and purchases go on. We have had the unfortunate experience of witnessing tenants not having the appropriate amount of coverage to repair, clean or replace their damaged belongings. 

There are a few things you can do to ensure you are protected if ever the situation were to arise. Start by compiling a list of all of your belongings, including housewares, furnishings, and personal items such as clothing, electronics, and personal care items for every member of you families household. Put a reasonable replacement cost to each of those items, that will give you a starting point for the possible amount of coverage you may require. Once you have done that contact your insurance agent or provider to discuss the items you want to have covered. They will be able to assist you with the types and amounts of coverages available based on your specific needs.